Investor Education
What Is an Accredited Investor?
Private investments are restricted to investors who meet financial thresholds set by the SEC. This is what that means and why it matters.
Explore below ↓Income test
Individual income exceeding $200,000 in each of the two most recent calendar years, with a reasonable expectation of reaching the same level in the current year. Joint income with a spouse or spousal equivalent exceeding $300,000 follows the same pattern.
Net worth test
Individual or joint net worth exceeding $1,000,000, excluding the value of a primary residence.
Other qualification paths
Certain FINRA-recognized credentials, including Series 7, Series 65, and Series 82, may qualify. Entities may also qualify under SEC rules, including certain entities with more than $5,000,000 in assets.
A necessary distinction
Accreditation can open access to private offerings. It does not remove the need for independent legal, tax, and financial advice.
Private investments are high-risk and illiquid. Investors should review the governing documents and consult their own qualified advisers.
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